Frequently Asked Questions
Below are some of the most frequently asked questions by our current and prospective residents. If you have any additional questions, please don’t hesitate to contact us.
Q: What is included in the monthly HOA fee?
- One meal per day – your choice of breakfast, lunch or dinner
- An assigned parking space in the gated, secure underground garage
- Weekly housekeeping and linen services
- Building maintenance, 24-hr security and emergency pull-cord system for medical assistance
- Water, garbage/recycling, building fire and liability insurance
- Cultural, recreational, educational and social programs
- Transportation services to Marin County shopping destinations and medical appointments available Monday-Friday
- A centrally located computer room similar to the “business center” available in most modern hotels
- 24-hour, on-site personal care and skilled nursing
Q. Is there a tax advantage to living at Villa Marin?
Yes, last year approximately $15,000 per unit could be used as a medical deduction on your federal return. Talk to the person who prepares your taxes for your own situation.
Q. How old must I be to become a resident of Villa Marin?
The minimum age to become a resident is 55, and there is no upper age limit. Any prospective resident must be able to live independently and be in good health.
Q. Can a mortgage be used to purchase a home at Villa Marin?
FHA guidelines dictate that a community will not qualify for a mortgage if an HOA restricts ownership and if medical care is included in the HOA fee. Therefore you will not be able to get a mortgage at Villa Marin.
Q. How does the real estate purchase at Villa Marin fit into my financial portfolio?
Villa Marin is a non-profit Continuing Care Retirement Community where you have 100% equity in your home. You do pay the yearly property tax which is about 1.25% of the purchase price. There have been no special assessments in the last seven years, property reserves being in excess of $1.5 million.
Q. What activities are offered at Villa Marin?
Lectures, concerts, excursions, exercise classes, faith-based gatherings, meditation, birthday and holiday celebrations. There is a card/game room, multipurpose auditorium, fitness room, swimming pool and spa, paddle tennis courts, and a community garden. For more information on our activities, please click here.
Q. Where do I park my car?
Villa Marin offers underground parking for residents as long as they maintain a valid driver’s license. Each condominium is eligible for one parking space. When a couple has two cars, tandem spaces may be assigned on a first-come basis at additional cost.
Q. What meals are provided?
Our trained chefs create three meals a day, Monday through Saturday; brunch is served on Sundays and holidays. One meal per day is included in your monthly fee; other meals may be purchased (lunch is $11.48 and breakfast is $7.66).
Dinner tray service in your condo is $5.67. Guest meals for adults: breakfast $8.91, lunch $12.98, dinner/brunch $19.09, holiday meals $21.55. Guest meals for children (age 4-9): breakfast $5.27, lunch 7.44, dinner/brunch $9.63, holiday meals $10.77.
Q. I do not drive; is transportation available for doctors’ appointments and general errands?
Villa Marin provides transportation services within Marin County (from Novato to Mill Valley) between 9am and 3pm. Residents with medical, hospital, or dental appointments may schedule a ride with a Villa Marin driver. Our drivers take residents shopping and on general errands on specified weekdays. There is a fee of $6 for scheduled Marin trips and $7 for scheduled San Francisco trips.
Q. What services are available when I can no longer live alone?
Villa Marin offers both skilled nursing and assisted living. Our skilled nursing is five-star rated by Medicare.
- Assisted living is available for those who need help in bathing, dressing, medication management, etc., but who are mostly independent.
- Skilled nursing is available for those needing assisted living and a higher level of medical care. These services are available for short-term recovery, long-term care. or permanent residence in the Health Center.
Q. What long-term care is included in my medical contract?
Under the current medical contract, residents are eligible for a certain number of cumulative, no-cost days for room and board in the health center. These days are available for any combination of skilled nursing or assisted living stays. The number of no-cost days decreases by 10 for each year that a new resident closes escrow after age of 74 (180 days) to a minimum of 20 days (90+ in age). After the no-cost days are exhausted, the resident pays a monthly fee to live in the health center. Under the present medical contract the fee is $137.50 per day in either the assisted living or the skilled nursing unit. Note: The fee is $275 per day in either unit for a resident with a medical exclusion.
– – –
HIPAA is the acronym for the Health Insurance Portability and Accountability Act that was passed by Congress in 1996. HIPAA does the following:
- Provides the ability to transfer and continue health insurance coverage for millions of American workers and their families when they change or lose their jobs;
- Reduces health care fraud and abuse;
- Mandates industry-wide standards for health care information on electronic billing and other processes; and
- Requires the protection and confidential handling of protected health information
HIPAA is organized into separate “Titles.” For information on the HIPAA Titles, please go to the HIPAA